Calculators
46 tools
SIP CalculatorExplore what regular monthly investing could build.Step-up SIPExplore increasing your monthly investment each year.Lump-sum growthSee what an amount invested today could become.SWP CalculatorExplore regular withdrawals from an investment.Recurring depositExplore saving a fixed amount each month.Fixed depositExplore the maturity value of a deposit.CompoundingExplore how time and reinvested returns work together.Cost of delayCompare starting now with starting later.SIP with EMIExplore an investment alongside your loan payments.Retirement readinessAnswer ten questions to assess your retirement preparation.RetirementExplore the savings needed for life after work.Goal targetEstimate a monthly investment for a future goal.Goal plannerExplore one goal at a time, without changing your plan.Child educationExplore a future education budget.Loan EMIUnderstand a loan’s monthly payment and total interest.Loan eligibilityExplore borrowing inputs before discussing a loan.Buy vs rentCompare the wealth effects of buying and renting on the same pre-tax monthly budget.Car leasingExplore the costs of leasing a car.SSY (Sukanya)Explore your SSY (Sukanya) inputs.NPS calculatorProject contributions and a chosen annuity split; actual exit eligibility is separate.PPF calculatorExplore your PPF inputs.EPF calculatorExplore your EPF inputs.SCSS calculatorExplore your SCSS inputs.Post office MISExplore your Post office MIS inputs.RBI savings bondsExplore your RBI savings bonds inputs.Gratuity calculatorEstimate gross gratuity for covered monthly-rated employees using confirmed statutory wages.HRA exemptionEstimate HRA exemption for a consistent salary and rental period in the selected year.Income taxCompare both regimes for a resident individual with ordinary income up to ₹50 lakh in the selected year.Residency statusCheck domestic residence tests for the selected year using your day-count history.RE capital gainCheck property-sale arithmetic and collect facts for tax review; no tax or exemption estimate is available.Capital gainsRecord investment sales or preview CSV/XLSX locally; tax estimates are unavailable.Financial Health CheckAnswer ten questions to review your checklist score and topics to consider.Asset Allocation PlannerCompare your current mix with a target allocation.Net Worth TrackerBring assets and liabilities into one scenario.Emergency fundExplore a reserve for your essential expenses.Human life valueGather the inputs for a protection discussion.InflationSee what today's cost becomes, or what a future amount is worth now.Returns: CAGR and XIRRWork out the annual return your investment actually earned.Post office savingsExplore NSC, KVP, time deposits, the five-year RD and the savings account.Education loanCompare servicing interest with one-time capitalisation after study. Lending and tax review pending.Credit card payoffExplore three hypothetical ways a manual balance might change. Not an issuer quote.Term insurance needExplore dependent-support funding needs; no cover or premium recommendation is issued.Health insurance coverExplore a hypothetical bill allocation under entered policy mechanics. No insurer claim or tax benefit is estimated.Financial independenceYour financial-independence number, when you could reach it, and how the withdrawal rate moves it.Retirement income plannerFrom a corpus, how much can you spend each year to your planning age, and what rule tells you to cut or raise it?Consolidated Financial PlanExplore how several goals fit together in one scenario.