Calculators
51 tools
SIP calculatorExplore what regular monthly investing could build.Step-up SIPExplore increasing your monthly investment each year.Lump-sum growthSee what an amount invested today could become.SWP calculatorExplore regular withdrawals from an investment.Recurring depositExplore saving a fixed amount each month.Fixed depositExplore the maturity value of a deposit.CompoundingExplore how time and reinvested returns work together.Cost of delayCompare starting now with starting later.SIP with EMIExplore an investment alongside your loan payments.Retirement readinessCompare projected retirement savings with the expense target you model.RetirementExplore the savings needed for life after work.Goal targetEstimate a monthly investment for a future goal.Goal plannerExplore one goal at a time, without changing your plan.Child educationExplore a future education budget.Loan EMIUnderstand a loan’s monthly payment and total interest.Loan eligibilityExplore borrowing inputs before discussing a loan.Buy vs rentCompare buying and renting on equal budgets, before tax effects.Car leasingExplore the costs of leasing a car.SSY (Sukanya)Explore your SSY (Sukanya) inputs.NPS calculatorProject contributions and a chosen annuity split; actual exit eligibility is separate.PPF calculatorExplore your PPF inputs.EPF calculatorExplore your EPF inputs.SCSS calculatorExplore your SCSS inputs.Post office MISExplore your Post office MIS inputs.RBI savings bondsExplore your RBI savings bonds inputs.Gratuity calculatorEstimate gross gratuity for covered monthly-rated employees using confirmed statutory wages.HRA exemptionEstimate HRA exemption for a consistent salary and rental period in the selected year.Income taxCompare both regimes for a resident individual with ordinary income up to ₹50 lakh in the selected year.Residency statusCheck domestic residence tests for the selected year using your day-count history.RE capital gainEstimate property-gain tax for the selected year before reinvestment exemptions and surcharge.ESOP taxationSeparate exercise and sale gains, using your assumed effective tax rates.Capital gainsEstimate one sale in the selected financial year, before personal reliefs and surcharge.Financial health checkReview cash surplus, debt payments, savings and emergency cover—without a score.Asset allocationExplore how your investments are distributed.Net worthBring assets and liabilities into one scenario.Emergency fundExplore a reserve for your essential expenses.Human life valueGather the inputs for a protection discussion.InflationSee what today's cost becomes, or what a future amount is worth now.Returns: CAGR and XIRRWork out the annual return your investment actually earned.Post office savingsExplore NSC, KVP, time deposits, the five-year RD and the savings account.Atal Pension YojanaFind the contribution that locks in a guaranteed pension from age 60.Salary: CTC to in-handSee what an offer pays each month and where the rest goes.Advance tax and interestCheck instalment dates, shortfalls and the interest a late payment costs.Education loanCompare paying interest during study with letting it capitalise, and see the 80E effect.Credit card payoffSee how long a balance lasts on the minimum due, and whether EMI conversion is cheaper.Loan switch and rate resetDoes moving to a lower rate pay back its costs, and what does a rate reset do?Debt payoff plannerOne monthly budget, several loans: which order clears them soonest?Term insurance needHow much life cover your dependants need, by two methods, and what it costs at your age.Health insurance coverWhat a claim costs you after room-rent caps and co-pay, and what Section 80D returns.Financial independenceYour financial-independence number, when you could reach it, and how the withdrawal rate moves it.Retirement income plannerFrom a corpus, how much can you spend each year to your planning age, and what rule tells you to cut or raise it?