Capital gains
Assumptions
Single-lot gain estimate for the selected financial year, before surcharge, with 4% cess. Equity/STT: >12 months at 12.5% above unused ₹1.25 lakh annual threshold, otherwise 20%. Gold/unlisted shares: >24 months at 12.5%, otherwise selected marginal rate. Specified debt funds acquired from April 2023 use the marginal rate. Supports equity acquired from February 2018; earlier grandfathering is not modelled. No basic-exemption adjustment, loss set-off, exemptions, surcharge, treaty relief or multi-lot aggregation. This is not total personal tax liability.
Rules: 2025–26 (AY 2026–27), reviewed 2026-09-11. The 2025–26 (AY 2026–27) rule period ended on 2026-03-31. A newer period has started; its rules have not been reviewed here yet.
Income Tax Department · capital gains
Estimates are not personalised financial advice. Review assumptions before use.
Estimated tax on this gain
Based on your inputs. Not guaranteed.
Sale breakdown
Long-term treatment. This transaction estimate excludes personal exemptions, other loss set-offs and surcharge.- Purchased₹5 lakh2022-04-01
- Sold₹8 lakh2025-08-01
- Gain / loss before relief₹3 lakh
- Estimated tax₹22,750For this lot only
Long-term treatment. This transaction estimate excludes personal exemptions, other loss set-offs and surcharge.
View detailed breakdown
What does this result cover?
This is a single-lot estimate for the selected asset and holding period. It does not consolidate other gains, losses or your full tax return.
Detailed results
| Result | Value |
|---|---|
| Estimated tax on this gain | ₹22,750 |
| Gain / loss before relief | ₹3 lakh |
| Remaining annual 112A threshold | ₹1.25 lakh |
| Positive taxable gain before index comparison | ₹1.75 lakh |
| Tax before cess, non-indexed | ₹21,875 |
| Health and education cess | ₹875 |
Long-term treatment. This transaction estimate excludes personal exemptions, other loss set-offs and surcharge.