How Artha works

Your finances. Your goals. Your next step.

Follow one journey from getting started to reviewing a plan.

Ananya’s story · Illustrative journey

1. Create your profile
Ananya begins her financial journey by sharing her essential details.
2. Connect your accounts
She chooses supported accounts and approves consent through her Account Aggregator. Authentication and verification codes stay there.
- Select supported accounts and explicitly approve consent.
- Authentication, verification codes and consent stay with your Account Aggregator.
3. Review your finances
She reviews available information. Anything still being fetched remains marked as pending.
- Complete detailed financial questions after the Account Aggregator step.
- Review available assets, investments, liabilities and cash flow.
- Check what is still being fetched or needs clarification.
- Returning from the Account Aggregator does not mean all data has arrived.
4. Set your goals
She and her partner set goals with target amounts, timelines and priorities.
- Set each goal’s target amount, timeline, beneficiary and priority.
- Review existing savings and ongoing contributions.
- Consider your risk tolerance before choosing investments.
5. Plan and track
She explores adviser-reviewed recommendations and revisits progress as life changes. Availability varies; returns are not guaranteed.
- Explore adviser-reviewed recommendations based on your goals and existing investments.
- Review performance, goal-funding gaps and rebalancing advice.
- Check the service scope and availability before choosing it.

Connection support

Check your connection, retry or get help whenever needed.

Incomplete data stays marked as incomplete. Manual information does not replace the required onboarding step.
Public guides and learning resources remain accessible.

Ananya’s story · 1 / 5

A beginning, built around you.

Ananya begins her financial journey by sharing her essential details.

Illustrative story

Select a stage to explore. Animation is off for reduced motion.

3. Review your finances

She reviews available information. Anything still being fetched remains marked as pending.

5. Plan and track

She explores adviser-reviewed recommendations and revisits progress as life changes. Availability varies; returns are not guaranteed.

Explore adviser-reviewed recommendations based on your goals and existing investments.
Review performance, goal-funding gaps and rebalancing advice.
Check the service scope and availability before choosing it.