Returns: CAGR and XIRR
₹1,00,000 invested 01 Jan 2021 → ₹1,80,000 01 Jan 2026.
- Invested₹1,00,000
- Gain₹80,000
Against your assumed benchmark
Dated cash flows (2)
| Date | Event | Cash flow |
|---|---|---|
| 01 Jan 2021 | Investment | -₹1,00,000 |
| 01 Jan 2026 | Redemption | ₹1,80,000 |
Method and sources
Two amounts: absolute return = gain ÷ invested; CAGR uses actual UTC calendar days / 365.2425. SIP deposits repeat on the start date's day of each month, capped at month-end; skipped final instalments are zero cash flows, and valuation is at start date plus the entered whole months. XIRR discounts dated flows using 365.2425 days/year, searched from -99.99% to 1000% annually and shown only with one acceptable root. The optional benchmark is your own hypothetical effective annual rate on the same dated flows, not a market index or forecast. Fees, taxes and intermediate market valuations are not included.
Past returns are not a forecast. The benchmark is a user-entered assumption, not an observed index. Fees and taxes are excluded.