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Consolidated Financial Plan

Four editable example goals. This scenario uses only what you enter here.

Investor profile

35years
90years
50,000₹
40,00,000₹
₹
Illustrative return assumptions
12%/year
7%/year
6%/year

Scenario goals

Goal configuration

40,000₹
25years
6%/year
5,00,000₹
0₹
10%
90years
7.5%/year
Illustrative allocation 100% equity · 0% debt
100%
Additional initial monthly SIP₹95,564Sum of 4 new goal SIPs; annual contributions also include existing payments and step-ups.
Unallocated monthly saving—Enter available saving to compare.

Wealth projection

All goal funds and Retirement · nominal ₹ at month start

Fund needed at first event₹5.05 crore
All goal fundsRetirement
Nov 2026 · age 35: all goals ₹40 lakh; Retirement ₹5 lakh
Additional initial SIP ₹10,662/monthBlended pre-goal return 12.0%/yearAllocated opening wealth ₹5,00,000
Annual contributions and balances
All goal funds; contributions include existing and additional payments. Values in rupees.
As of month startContributionsGoal outflowsClosing balance
Nov 2027₹11,46,766₹0₹56,11,315
Nov 2028₹12,15,635₹0₹74,53,786
Nov 2029₹12,89,101₹0₹95,55,240
Nov 2030₹13,67,508₹0₹1,19,46,677
Nov 2031₹14,51,230₹2,55,256₹1,44,07,364
Nov 2032₹8,12,754₹2,68,019₹1,64,32,324
Nov 2033₹8,71,962₹2,81,420₹1,87,16,631
Nov 2034₹9,35,987₹2,95,491₹2,12,92,179
Nov 2035₹10,05,257₹3,10,266₹2,41,94,702
Nov 2036₹10,80,237₹1,25,42,489₹1,52,47,521
Nov 2037₹5,98,153₹3,42,068₹1,71,13,878
Nov 2038₹6,57,969₹3,59,171₹1,92,31,137
Nov 2039₹7,23,766₹3,77,130₹2,16,32,942
Nov 2040₹7,96,142₹94,20,856₹1,53,32,469
Nov 2041₹4,85,847₹4,15,786₹1,71,09,255
Nov 2042₹5,34,432₹4,36,575₹1,91,27,849
Nov 2043₹5,87,875₹4,58,404₹2,14,21,814
Nov 2044₹6,46,662₹4,81,324₹2,40,29,274
Nov 2045₹7,11,329₹5,05,390₹2,69,93,516
Nov 2046₹7,82,462₹5,30,660₹3,03,63,679
Nov 2047₹8,60,708₹5,57,193₹3,41,95,516
Nov 2048₹9,46,778₹5,85,052₹3,85,52,271
Nov 2049₹10,41,456₹6,14,305₹4,35,05,659
Nov 2050₹11,45,602₹6,45,020₹4,91,36,976
Nov 2051₹12,60,162₹8,48,946₹5,53,66,673
Nov 2052₹0₹28,37,590₹5,66,86,404
Nov 2053₹0₹30,00,734₹5,79,33,878
Nov 2054₹0₹31,73,311₹5,90,93,111
Nov 2055₹0₹33,55,869₹6,01,46,249
Nov 2056₹0₹35,48,989₹6,10,73,387
Nov 2057₹0₹37,53,285₹6,18,52,366
Nov 2058₹0₹39,69,406₹6,24,58,557
Nov 2059₹0₹41,98,040₹6,28,64,621
Nov 2060₹0₹44,39,916₹6,30,40,248
Nov 2061₹0₹35,92,601₹6,40,55,077
Nov 2062₹0₹38,08,157₹6,49,23,227
Nov 2063₹0₹40,36,647₹6,56,20,329
Nov 2064₹0₹42,78,846₹6,61,19,386
Nov 2065₹0₹45,35,576₹6,63,90,524
Nov 2066₹0₹48,07,711₹6,64,00,728
Nov 2067₹0₹50,96,173₹6,61,13,553
Nov 2068₹0₹54,01,944₹6,54,88,806
Nov 2069₹0₹57,26,061₹6,44,82,206
Nov 2070₹0₹60,69,624₹6,30,45,017
Nov 2071₹0₹64,33,802₹6,11,23,636
Nov 2072₹0₹68,19,830₹5,86,59,167
Nov 2073₹0₹72,29,019₹5,55,86,938
Nov 2074₹0₹76,62,761₹5,18,35,992
Nov 2075₹0₹81,22,526₹4,73,28,527
Nov 2076₹0₹86,09,878₹4,19,79,292
Nov 2077₹0₹91,26,471₹3,56,94,932
Nov 2078₹0₹96,74,059₹2,83,73,277
Nov 2079₹0₹1,02,54,502₹1,99,02,571
Nov 2080₹0₹1,08,69,772₹1,01,60,640
Nov 2081₹0₹1,05,35,946₹0
Retirement event cash flows
Start-of-month goal outflows; values in rupees
EventMonthOutflow
1Nov 2051₹1,71,675
2Dec 2051₹1,72,510
3Jan 2052₹1,73,350
4Feb 2052₹1,74,194
5Mar 2052₹1,75,042
6Apr 2052₹1,75,894
7May 2052₹1,76,750
8Jun 2052₹1,77,610
9Jul 2052₹1,78,475
10Aug 2052₹1,79,344
11Sept 2052₹1,80,217
12Oct 2052₹1,81,094
13Nov 2052₹1,81,975
14Dec 2052₹1,82,861
15Jan 2053₹1,83,751
16Feb 2053₹1,84,646
17Mar 2053₹1,85,544
18Apr 2053₹1,86,448
19May 2053₹1,87,355
20Jun 2053₹1,88,267
21Jul 2053₹1,89,183
22Aug 2053₹1,90,104
23Sept 2053₹1,91,030
24Oct 2053₹1,91,959
25Nov 2053₹1,92,894
26Dec 2053₹1,93,833
27Jan 2054₹1,94,776
28Feb 2054₹1,95,724
29Mar 2054₹1,96,677
30Apr 2054₹1,97,634
31May 2054₹1,98,596
32Jun 2054₹1,99,563
33Jul 2054₹2,00,534
34Aug 2054₹2,01,511
35Sept 2054₹2,02,491
36Oct 2054₹2,03,477
37Nov 2054₹2,04,467
38Dec 2054₹2,05,463
39Jan 2055₹2,06,463
40Feb 2055₹2,07,468
41Mar 2055₹2,08,478
42Apr 2055₹2,09,492
43May 2055₹2,10,512
44Jun 2055₹2,11,537
45Jul 2055₹2,12,566
46Aug 2055₹2,13,601
47Sept 2055₹2,14,641
48Oct 2055₹2,15,686
49Nov 2055₹2,16,736
50Dec 2055₹2,17,790
51Jan 2056₹2,18,851
52Feb 2056₹2,19,916
53Mar 2056₹2,20,986
54Apr 2056₹2,22,062
55May 2056₹2,23,143
56Jun 2056₹2,24,229
57Jul 2056₹2,25,320
58Aug 2056₹2,26,417
59Sept 2056₹2,27,519
60Oct 2056₹2,28,627
61Nov 2056₹2,29,740
62Dec 2056₹2,30,858
63Jan 2057₹2,31,982
64Feb 2057₹2,33,111
65Mar 2057₹2,34,245
66Apr 2057₹2,35,386
67May 2057₹2,36,531
68Jun 2057₹2,37,683
69Jul 2057₹2,38,840
70Aug 2057₹2,40,002
71Sept 2057₹2,41,170
72Oct 2057₹2,42,344
73Nov 2057₹2,43,524
74Dec 2057₹2,44,709
75Jan 2058₹2,45,901
76Feb 2058₹2,47,097
77Mar 2058₹2,48,300
78Apr 2058₹2,49,509
79May 2058₹2,50,723
80Jun 2058₹2,51,944
81Jul 2058₹2,53,170
82Aug 2058₹2,54,402
83Sept 2058₹2,55,641
84Oct 2058₹2,56,885
85Nov 2058₹2,58,135
86Dec 2058₹2,59,392
87Jan 2059₹2,60,655
88Feb 2059₹2,61,923
89Mar 2059₹2,63,198
90Apr 2059₹2,64,479
91May 2059₹2,65,767
92Jun 2059₹2,67,060
93Jul 2059₹2,68,360
94Aug 2059₹2,69,667
95Sept 2059₹2,70,979
96Oct 2059₹2,72,298
97Nov 2059₹2,73,624
98Dec 2059₹2,74,955
99Jan 2060₹2,76,294
100Feb 2060₹2,77,639
101Mar 2060₹2,78,990
102Apr 2060₹2,80,348
103May 2060₹2,81,713
104Jun 2060₹2,83,084
105Jul 2060₹2,84,462
106Aug 2060₹2,85,847
107Sept 2060₹2,87,238
108Oct 2060₹2,88,636
109Nov 2060₹2,90,041
110Dec 2060₹2,91,453
111Jan 2061₹2,92,871
112Feb 2061₹2,94,297
113Mar 2061₹2,95,730
114Apr 2061₹2,97,169
115May 2061₹2,98,615
116Jun 2061₹3,00,069
117Jul 2061₹3,01,530
118Aug 2061₹3,02,997
119Sept 2061₹3,04,472
120Oct 2061₹3,05,954
121Nov 2061₹3,07,443
122Dec 2061₹3,08,940
123Jan 2062₹3,10,444
124Feb 2062₹3,11,955
125Mar 2062₹3,13,473
126Apr 2062₹3,14,999
127May 2062₹3,16,532
128Jun 2062₹3,18,073
129Jul 2062₹3,19,621
130Aug 2062₹3,21,177
131Sept 2062₹3,22,741
132Oct 2062₹3,24,311
133Nov 2062₹3,25,890
134Dec 2062₹3,27,476
135Jan 2063₹3,29,070
136Feb 2063₹3,30,672
137Mar 2063₹3,32,282
138Apr 2063₹3,33,899
139May 2063₹3,35,524
140Jun 2063₹3,37,158
141Jul 2063₹3,38,799
142Aug 2063₹3,40,448
143Sept 2063₹3,42,105
144Oct 2063₹3,43,770
145Nov 2063₹3,45,443
146Dec 2063₹3,47,125
147Jan 2064₹3,48,815
148Feb 2064₹3,50,512
149Mar 2064₹3,52,219
150Apr 2064₹3,53,933
151May 2064₹3,55,656
152Jun 2064₹3,57,387
153Jul 2064₹3,59,127
154Aug 2064₹3,60,875
155Sept 2064₹3,62,631
156Oct 2064₹3,64,396
157Nov 2064₹3,66,170
158Dec 2064₹3,67,952
159Jan 2065₹3,69,743
160Feb 2065₹3,71,543
161Mar 2065₹3,73,352
162Apr 2065₹3,75,169
163May 2065₹3,76,995
164Jun 2065₹3,78,830
165Jul 2065₹3,80,674
166Aug 2065₹3,82,527
167Sept 2065₹3,84,389
168Oct 2065₹3,86,260
169Nov 2065₹3,88,140
170Dec 2065₹3,90,030
171Jan 2066₹3,91,928
172Feb 2066₹3,93,836
173Mar 2066₹3,95,753
174Apr 2066₹3,97,679
175May 2066₹3,99,615
176Jun 2066₹4,01,560
177Jul 2066₹4,03,515
178Aug 2066₹4,05,479
179Sept 2066₹4,07,452
180Oct 2066₹4,09,436
181Nov 2066₹4,11,429
182Dec 2066₹4,13,431
183Jan 2067₹4,15,444
184Feb 2067₹4,17,466
185Mar 2067₹4,19,498
186Apr 2067₹4,21,540
187May 2067₹4,23,592
188Jun 2067₹4,25,654
189Jul 2067₹4,27,726
190Aug 2067₹4,29,808
191Sept 2067₹4,31,900
192Oct 2067₹4,34,002
193Nov 2067₹4,36,114
194Dec 2067₹4,38,237
195Jan 2068₹4,40,370
196Feb 2068₹4,42,514
197Mar 2068₹4,44,668
198Apr 2068₹4,46,832
199May 2068₹4,49,007
200Jun 2068₹4,51,193
201Jul 2068₹4,53,389
202Aug 2068₹4,55,596
203Sept 2068₹4,57,814
204Oct 2068₹4,60,042
205Nov 2068₹4,62,281
206Dec 2068₹4,64,531
207Jan 2069₹4,66,793
208Feb 2069₹4,69,065
209Mar 2069₹4,71,348
210Apr 2069₹4,73,642
211May 2069₹4,75,948
212Jun 2069₹4,78,264
213Jul 2069₹4,80,592
214Aug 2069₹4,82,932
215Sept 2069₹4,85,282
216Oct 2069₹4,87,645
217Nov 2069₹4,90,018
218Dec 2069₹4,92,403
219Jan 2070₹4,94,800
220Feb 2070₹4,97,209
221Mar 2070₹4,99,629
222Apr 2070₹5,02,061
223May 2070₹5,04,505
224Jun 2070₹5,06,960
225Jul 2070₹5,09,428
226Aug 2070₹5,11,908
227Sept 2070₹5,14,399
228Oct 2070₹5,16,903
229Nov 2070₹5,19,419
230Dec 2070₹5,21,948
231Jan 2071₹5,24,488
232Feb 2071₹5,27,041
233Mar 2071₹5,29,607
234Apr 2071₹5,32,184
235May 2071₹5,34,775
236Jun 2071₹5,37,378
237Jul 2071₹5,39,994
238Aug 2071₹5,42,622
239Sept 2071₹5,45,263
240Oct 2071₹5,47,917
241Nov 2071₹5,50,584
242Dec 2071₹5,53,264
243Jan 2072₹5,55,957
244Feb 2072₹5,58,664
245Mar 2072₹5,61,383
246Apr 2072₹5,64,116
247May 2072₹5,66,861
248Jun 2072₹5,69,621
249Jul 2072₹5,72,393
250Aug 2072₹5,75,179
251Sept 2072₹5,77,979
252Oct 2072₹5,80,792
253Nov 2072₹5,83,619
254Dec 2072₹5,86,460
255Jan 2073₹5,89,315
256Feb 2073₹5,92,183
257Mar 2073₹5,95,066
258Apr 2073₹5,97,962
259May 2073₹6,00,873
260Jun 2073₹6,03,798
261Jul 2073₹6,06,737
262Aug 2073₹6,09,690
263Sept 2073₹6,12,658
264Oct 2073₹6,15,640
265Nov 2073₹6,18,637
266Dec 2073₹6,21,648
267Jan 2074₹6,24,674
268Feb 2074₹6,27,714
269Mar 2074₹6,30,770
270Apr 2074₹6,33,840
271May 2074₹6,36,925
272Jun 2074₹6,40,026
273Jul 2074₹6,43,141
274Aug 2074₹6,46,272
275Sept 2074₹6,49,417
276Oct 2074₹6,52,578
277Nov 2074₹6,55,755
278Dec 2074₹6,58,947
279Jan 2075₹6,62,154
280Feb 2075₹6,65,377
281Mar 2075₹6,68,616
282Apr 2075₹6,71,871
283May 2075₹6,75,141
284Jun 2075₹6,78,427
285Jul 2075₹6,81,730
286Aug 2075₹6,85,048
287Sept 2075₹6,88,382
288Oct 2075₹6,91,733
289Nov 2075₹6,95,100
290Dec 2075₹6,98,484
291Jan 2076₹7,01,884
292Feb 2076₹7,05,300
293Mar 2076₹7,08,733
294Apr 2076₹7,12,183
295May 2076₹7,15,649
296Jun 2076₹7,19,133
297Jul 2076₹7,22,633
298Aug 2076₹7,26,151
299Sept 2076₹7,29,685
300Oct 2076₹7,33,237
301Nov 2076₹7,36,806
302Dec 2076₹7,40,393
303Jan 2077₹7,43,997
304Feb 2077₹7,47,618
305Mar 2077₹7,51,257
306Apr 2077₹7,54,914
307May 2077₹7,58,588
308Jun 2077₹7,62,281
309Jul 2077₹7,65,991
310Aug 2077₹7,69,720
311Sept 2077₹7,73,466
312Oct 2077₹7,77,231
313Nov 2077₹7,81,015
314Dec 2077₹7,84,816
315Jan 2078₹7,88,636
316Feb 2078₹7,92,475
317Mar 2078₹7,96,332
318Apr 2078₹8,00,209
319May 2078₹8,04,104
320Jun 2078₹8,08,018
321Jul 2078₹8,11,951
322Aug 2078₹8,15,903
323Sept 2078₹8,19,874
324Oct 2078₹8,23,865
325Nov 2078₹8,27,875
326Dec 2078₹8,31,905
327Jan 2079₹8,35,954
328Feb 2079₹8,40,024
329Mar 2079₹8,44,112
330Apr 2079₹8,48,221
331May 2079₹8,52,350
332Jun 2079₹8,56,499
333Jul 2079₹8,60,668
334Aug 2079₹8,64,857
335Sept 2079₹8,69,067
336Oct 2079₹8,73,297
337Nov 2079₹8,77,548
338Dec 2079₹8,81,819
339Jan 2080₹8,86,112
340Feb 2080₹8,90,425
341Mar 2080₹8,94,759
342Apr 2080₹8,99,114
343May 2080₹9,03,491
344Jun 2080₹9,07,889
345Jul 2080₹9,12,308
346Aug 2080₹9,16,749
347Sept 2080₹9,21,211
348Oct 2080₹9,25,695
349Nov 2080₹9,30,201
350Dec 2080₹9,34,729
351Jan 2081₹9,39,278
352Feb 2081₹9,43,850
353Mar 2081₹9,48,445
354Apr 2081₹9,53,061
355May 2081₹9,57,700
356Jun 2081₹9,62,362
357Jul 2081₹9,67,046
358Aug 2081₹9,71,754
359Sept 2081₹9,76,484
360Oct 2081₹9,81,237

Scenario notes

Opening wealth assigned to goals: ₹40,00,000. Unassigned opening wealth: ₹0.

Illustrative scenario only. Returns are assumptions, not forecasts. Tax, fees and market sequence are excluded. Not financial advice.

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