Loan eligibility
Illustrative starting values; enter your own figures to explore.
Indicative borrowing capacity—
Correct the highlighted inputs to see a result. Exports are unavailable until then.
Method and sources
Manual illustrative affordability scenario. EMI capacity is monthly net income × your selected cap, less existing EMIs, floored at zero. The principal uses equal end-of-month payments on a fixed reducing balance. This is not a lender policy, credit decision, APR or loan offer; fees, insurance, taxes, down payment and future rate changes are excluded.
Illustrative affordability scenario only, not a lender policy, credit decision, APR or loan offer. Fees, insurance, taxes, down payment and future rate changes are excluded.