Loan eligibility
Assumptions
EMI capacity is income × your chosen EMI limit, less existing EMIs, floored at zero. Borrowing capacity is its present value at the monthly loan rate. The percentage is a scenario assumption, not a lender policy or loan approval.
Estimates are not personalised financial advice. Review assumptions before use.
Indicative borrowing capacity
Based on your inputs. Not guaranteed. Exact amount: ₹44,45,798.
Available monthly EMI₹40,000
Total EMI limit₹50,000
Existing monthly EMIs₹10,000
EMI capacity
The ceiling is your chosen share of income, not a lender approval. Capacity cannot fall below zero.- Total EMI limit₹50,000
- Existing EMIs-₹10,000
- Available monthly EMI₹40,000
The ceiling is your chosen share of income, not a lender approval. Capacity cannot fall below zero.
View detailed breakdown
Available monthly EMI₹40,000
Existing monthly EMIs₹10,000
Is this a loan offer?
No. This is affordability under your selected repayment limit. Lender eligibility also depends on their assessment and product terms.
Detailed results
| Result | Value |
|---|---|
| Indicative borrowing capacity | ₹44.46 lakh |
| Available monthly EMI | ₹40,000 |
| Total EMI limit | ₹50,000 |
| Existing monthly EMIs | ₹10,000 |
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