Income tax
Assumptions
Resident individual for the selected financial year, ordinary-rate income only, combined gross income up to ₹50 lakh. Standard salary deduction applied once: ₹50,000 old / ₹75,000 new, capped at salary. Enter only independently eligible exemptions/deductions, excluding standard deduction. New slabs: nil to ₹4 lakh, then 5/10/15/20/25% per ₹4 lakh band, 30% above ₹24 lakh. Resident rebates and new-regime marginal relief at ₹12 lakh are included; cess 4%, rounded to ₹10. No capital gains, agricultural-income integration, surcharge, loss set-offs, foreign credits or filing advice.
Rules: 2025–26 (AY 2026–27), reviewed 2026-09-11. The 2025–26 (AY 2026–27) rule period ended on 2026-03-31. A newer period has started; its rules have not been reviewed here yet.
Income Tax Department · AY 2026–27
Estimates are not personalised financial advice. Review assumptions before use.
New-regime estimated tax
Based on your inputs. Not guaranteed.
Tax by regime
New regime has the lower estimate for the eligible inputs entered. Includes 4% cess.New regime has the lower estimate for the eligible inputs entered. Includes 4% cess.
View detailed breakdown
Which comparison is shown?
Both regimes use the entered income and applicable deductions within this model’s stated financial year. Special-rate income and unsupported cases require a separate calculation.
Detailed results
| Result | Value |
|---|---|
| New-regime estimated tax | ₹97,500 |
| Old-regime estimated tax | ₹2.11 lakh |
| Old-regime taxable income | ₹13 lakh |
| New-regime taxable income | ₹14.25 lakh |
| New-regime rebate / marginal relief | ₹0 |
| Absolute difference between regimes | ₹1.13 lakh |
New regime has the lower estimate for the eligible inputs entered. Includes 4% cess.