Child education
Assumptions
The current education budget is inflated to the start date. Existing savings grow at the selected annual return. Fixed and increasing monthly contributions are alternatives, paid at the start of each month. This models one total budget, not separate course-year cash flows. Investment returns are effective annual returns; monthly growth uses (1 + annual return)^(1/12) − 1.
Estimates are not personalised financial advice. Review assumptions before use.
Corpus needed at goal start
Based on your inputs. Not guaranteed. Exact amount: ₹27,59,032.
Savings you could have₹0
Funding gap₹27.59 lakh
Extra monthly investment₹5,797
Funding options
These are alternative ways to fund the same gap, not amounts to add together.- 01Fixed monthly₹5,797Same amount each month
- 02Starting step-up monthly₹3,334Then rises 10% each year
- 03One-time today₹5.04 lakhInstead of monthly contributions
These are alternative ways to fund the same gap, not amounts to add together.
View detailed breakdown
Corpus needed at goal start₹27.59 lakh
Projected existing funding₹0
What should I compare?
Compare the education corpus with existing funding, then review the contribution alternatives. Include only costs represented by the inputs.
Detailed results
| Result | Value |
|---|---|
| Corpus needed at goal start | ₹27.59 lakh |
| Projected existing funding | ₹0 |
| Funding gap | ₹27.59 lakh |
| Additional monthly contribution | ₹5,797 |
| Alternative one-time investment today | ₹5.04 lakh |
| Alternative starting step-up contribution | ₹3,334 |
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