Child education
Future education corpus—
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Method and sources
C18.1: years to education equal target age less current age. Education cost grows once per year at the assumed inflation rate. SIP deposits occur at the start of each month; monthly growth uses the assumed annual nominal return divided by 12. The step-up starts after each completed year. Fixed SIP, increasing SIP and a lump sum are alternatives. Fees, taxes, course-year payments and market variation are excluded; returns are not guaranteed.
Illustrative estimate only. Returns and education inflation are assumptions, not guarantees. Tax, fees and course-year payment timing are excluded. Not financial advice.